The Carolina Panthers had Super Bowl expectations but they were quickly derailed by the teams play on the field.  The Panthers finished at 8-8 on the season which pushes John Fox’s career record to 44-36 (55%) during the regular season and 5-2 in the post-season.  Fox will have to do a better job in 2007 as the Panthers were one of the biggest underachieving teams in the NFL last year.