I think the bet here is the under.  I just don’t see how the Panthers will be better than 8-8 this season.  They need one of their running backs to step up and be the man if they are going to win more than 9 football games this season.  They do get 4 games against the Bucs and Falcons so that could help them out big-time if you bet the over.  Still, I see the 2007 version of the Panthers to be very similar to the 2006 version which puts me on the under with the Panthers.