With Jake Delhomme out for the season and David Carr struggling with a bad back, the Panthers have decided to sign 43-year old QB Vinny Testaverde as an insurance policy.  Testaverde completed 2 of 3 passes last season for the Patriots for 29 yards with 1 TD pass and 0 interceptions.  Testaverde has now completed 3,693 of 6,529 (56.6%) passes in his NFL career for 45,281 yards (#6 all-time) with 270 TD passes (#9 all-time) and 261 interceptions (75.2 QB Rating).  He also has carried the ball 421 times for 1,639 yards (3.9 ypc) with 15 TD runs.